New Jersey licenses the biggest selection of online gambling sites in the US. On NJ online gambling sites, you can access all types of games of chance, 100% legally. On this page, we explain everything you need to know about gambling laws, the licensing system and legal online gambling sites in New Jersey.
List of online gambling sites in NJ
Here's a list of all New Jersey gambling sites listed on Bojoko. Use the quick filters to narrow down your search.
New Jersey online gambling sites listed by the company
Currently, there are 7 casino firms licensed to run a total of 32 online gambling brands in New Jersey. On this list, you'll find all licensed New Jersey online gambling sites. In addition to online casinos, the list also includes bookies, poker sites and bingo:
Borgata Hotel Casino & Spa
Pala Bingo USA
Bet MGM Casino
Bet MGM Poker
Caesars Interactive Entertainment
Wynn Online Casino
Golden Nugget Hotel Casino & Marina
Golden Nugget Casino
Play Sugar House
Hard Rock Hotel and Casino
Hard Rock Casino
Ocean Resort Casino
Ocean Online Casino
Resorts Casino Hotel Atlantic City
Mohegan Sun Casino
Tropicana Casino & Resort Atlantic City
Twin River Worldwide (Bally's)
Points Bet (expected Q4 2020)
The Score (expected Q3 2021)
Why compare NJ gambling sites on Bojoko?
We want to make online gambling more transparent and easier to consume. For over 3 years, Bojoko has helped players in the UK, Canada and Finland compare gambling sites. Now we want to do the same for players in New Jersey.
Here's how we help you make more educated gambling decisions:
Powerful comparison tools
Detailed gambling site listings made by the operators
Genuine reviews for players and real money casino testers
Articles by gambling industry experts
We have years of experience in online casinos, sports betting and poker, as well as in building trustworthy comparison sites. Everything is published with our own names and faces.
Meet our experts:
Joonas Karhu is one of the most knowledgeable and experienced senior figures in the online gambling industry, having spent more than a decade in various roles across the sector.
For the past three years he has been a driving force behind Bojoko becoming one of the most popular online casino comparison sites, taking it from launch to having a membership of 20,000+.
A founding member of the team, he has been responsible for educating operators and suppliers about Bojoko’s ‘Airbnb‘ concept and to date has onboarded 200+ UK-licensed casino partners.
Joonas has also helped establish ...
Lauri Ronkainen is the Content Manager of Good Game, Bojoko's parent company. He's one of the key players in planning and executing Bojoko's content strategy.
Lauri has worked in the online industry for over 4 years, and of those, the last three with Good Game. He's been responsible for Bojoko UK since 2018, giving the content regular overhauls and minor optimisations. He also contributes to other sections of the site and helps plan tools that make Bojoko easier to use.
Starting 2020, Lauri has helped bring slot and real money casino tester reviews on Bojoko by planning the format an...
Toni Halonen has an extensive online casino player experience starting from the early 2000s. He has worked over 10 years in the online gambling industry from which six years as a professional poker player.
Toni is a Master of Economics from the University of Tampere, Finland. He has built and acted as a content writer close to a dozen of Finnish and English gambling websites. These websites have covered gambling topics such as online poker, online sports betting and online casinos. He has been featured in podcasts and publications like iGaming Capital and the Malta Chamber of Commerce a...
The legal minimum gambling age in New Jersey is 21. If you're younger than that, you can't gamble in NJ.
New Jersey legalized internet gambling in 2013. It was the third state in the United States to do so, right after Nevada and Delaware. The current legislation can be found in the New Jersey Casino Control Act of 2013.
In addition to land-based gambling venues, the state of New Jersey allows the following types of online gambling websites:
In New Jersey, online gambling goes hand-in-hand with the brick-and-mortar operations. Internet gaming licenses are only given to companies that already run a land-based gambling operation in the state. Gambling operators entering the market must partner up with local firms that meet these terms.
Online gambling servers must be inside the licensed brick-and-mortar casinos in Atlantic City. This is mentioned in the Casino Control Act.
NJ Online gambling websites must also verify that the players are physically in New Jersey when they play. This is done via GPS: either using a separate GeoGuard app or a built-in location tracking in the casino's own app.
New Jersey gambling regulator
All gambling in New Jersey falls under the jurisdiction of the Division of Gaming Enforcement (DGE). This government body has been around since 1977 when the first land-based casinos were opening up in Atlantic City.
DGE is responsible for:
Investigating applicants before a NJ gambling license can be granted
Enforcing casino regulations and monitoring operations
Evaluating the fairness of slots and other games
DGE does the groundwork for license application investigation. However, the actual licenses are granted by the New Jersey Casino Control Commission (CCC). Casino companies must obtain a license to operate in the state. In addition, key personnel (starting from managers and supervisors) must be licensed too.
A license is only granted to people and companies that "meet the statutory requirements of good character, honesty and integrity and to keep the New Jersey casino industry free from organized crime."
Responsible gambling in New Jersey
Legal NJ internet gambling sites must provide responsible gambling tools. These include deposit limits, time limits and temporary self-exclusion.
Gambling sites must prominently display the text "If you or someone you know has a gambling problem and wants help, call 1-800 GAMBLER."
The state aims to channel all gambling to licensed operators to protect players and maximize tax revenue. In New Jersey, offering online gambling without a license may result in a fine up to $100,000 for the operator.
On our responsible gambling page, you can find details about responsibility tools. We also list contact info of organizations specializing in helping problem gamblers.
How gambling winnings are taxed in New Jersey?
Taxation of gambling winnings in New Jersey is somewhat complicated. Here's what makes it so messy:
Both the state of New Jersey and the federal government tax the winnings
Different games have different tax rates
The tax-free maximum win varies between games
Some game winnings are taxed based on the gross winnings, others on the net winnings
NJ state gambling tax
The tax rate for most forms of gambling in New Jersey is 3%.
There are no maximum tax-free winnings.
The exception is the NJ state lottery. The tax that applies is the state gross income tax, and the exact rate varies between sums won:
Up to $10,000: winnings are tax free
$10,001 to $500,000: 5% tax
Over $500,000: 8% tax
If you don't provide a Taxpayer Identification Number (TIN), all lottery winnings exceeding $10,000 are taxed at 8%.
Federal gambling tax
In addition to the state tax, you may also need to pay a federal gambling tax on your winnings. Small wins are tax-free. However, casinos need to report bigger wins to the IRS.
Each type of gambling has a different minimum threshold for reported winnings:
Horse racing: $600+ on a $2 bet or 300x for larger bets
Slots and bingo: $1,200+ gross winnings
Keno: $1,500+ net winnings
Poker: $5,000+ net winnings
Here's the difference between gross and net winnings:
Gross winnings: losses aren't deducted.
Net winnings: losses are deducted.
If your winnings exceed these thresholds, the casino will file the Form W2-G to the IRS. The gambling facility should also withhold a percentage of your winnings to cover the federal gambling tax.
The current federal gambling tax rate is 24%.
You must report your gambling winnings in your tax return. The upside is, you can also deduct your gambling losses from these winnings. Keep track of your deposits and withdrawals so you have everything ready for filling out your tax return.
EXAMPLE: You win $2,000 from an online slot. During the year, you've lost $1,500. You pay the federal tax only for the $500 of net winnings.
Why is gambling legal in New Jersey?
New Jersey has over 40 uninterrupted years of experience in legal gambling. Starting in the mid 1978s, the state opened its doors to legal, regulated gambling on the East Coast.
Starting 2013, online gambling has also been legal in the Garden State. This is part of a long continuum of the state's pragmatic attitude towards gambling.
Long history of gambling
New Jersey saw different forms of legal gambling in the 18th and 19th centuries, including lotteries and horse racing. Towards the end of the 1800s, different forms of gambling were outlawed one by one. An 1897 referendum sealed the deal and banned all commercial gambling in New Jersey.
Although gambling was officially banned, this didn't really slow down things down in Atlantic City. During the prohibition era, Atlantic City earned a reputation for relaxed enforcement of alcohol and gambling laws. Under the direct and indirect management of crime bosses such as Enoch "Nookie" Johnson, the city was dubbed "The World's Playground".
Gambling restrictions eased from 1939 onwards, starting with re-legalization of racetrack gambling. During the next decades, the state's gambling laws became more liberal. New Jersey legalized non-profit bingos and raffles, lifted the ban of amusement games and created the state lottery.
Atlantic City casinos
The biggest hallmark of New Jersey's 20th-century gambling legislation was the 1976 referendum legalizing casinos in Atlantic City. Whereas Nevada used to be the only state with legal casinos, the new law brought another player to the table.
The new, legal Atlantic City casinos achieved two things. They provided an East Coast alternative to Las Vegas gambling tourism. In addition, the new law helped stamp out illegal gambling operations in and around the state. That enabled the Garden State to reap the benefits of gambling, instead of being left with its problems.
Casinos revitalized Atlantic City and started a huge construction boom during the 1980s. Many of the new casinos being opened were owned by the household names of Las Vegas. Many East Coast property developers also tried their hand in the gaming industry.
Legalization of online gambling
Serious discussion about the legalization of online gambling in New Jersey started in the late 2000s. By 2011, the state legislature was ready to pass a bill to allow legal online gambling in the state, but the governor Chris Christie vetoed it. Christie was worried that accessing casino games anywhere within the state would make cafes and nightclubs gambling hubs.
An amended version was signed into law in February 2013. The New Jersey Casino Control Act made online gambling legal for a trial period of 10 years.
The law cemented the ties between online gambling and the established brick-and-mortar casinos. The law requires online casinos to have the gambling servers inside Atlantic City casinos. This ensures that only trustworthy companies with a long history in the industry can offer games of chance in New Jersey.
At the same time, the server location rule erected a huge barrier to entry in the legal online gaming industry. This benefits the existing casinos enormously. If a company aspiring to launch an online gambling site in New Jersey can't secure a partnership with one of the incumbents, it can't access the legal gambling market.
NJ online gambling FAQ
The minimum legal age for gambling in New Jersey is 21.
New Jersey state tax rate for online gambling winnings is 3%.
In addition, you need to pay federal gambling tax for big winnings.
The state gambling regulator in New Jersey is the Division of Gaming Enforcement (DGE). The New Jersey Casino Control Commission (CCC) is in charge of granting the actual gaming licenses.
Lauri has worked in online gambling for 4 years reviewing hundreds of online casinos, bonuses and games. Lauri has a masters degree in history from the University of Tampere. He is a live casino aficionado who has also created his very own roulette strategy.