How To Play Scratch Cards - Rules & Tips

By Lauri Hannelin. Updated:

Scratch cards banner with Bojoko theme

Find out how to play scratch cards. We created this guide to help you learn how scratch cards work, how you play them, and their basic rules.

Scratch cards may seem straightforward, but there's plenty going on beneath the surface. Our experts reveal all the details below.

Table of Contents

How To Play Scratch Cards Online

To play scratch cards, you need to first find a casino that offers these games. They are not on every casino in the UK, but there are plenty of scratch card sites with tens or even hundreds of different scratch games.

After choosing a scratch card site, simply select the game that catches your eye. Buy your scratch card, virtually 'scratch' it off, and discover instantly whether you're a winner!

To make it clear, the steps for how to play scratch cards are listed below:

  1. Choose the scratch game: Online casinos offer a variety of scratch card games, each with different themes, prizes, and odds. Once you've found a game that appeals to you, simply select it to get started.
  2. Set your bet: Your bet size determines the maximum win. High stakes can lead to bigger wins, but there are plenty of affordable options for casual players.
  3. Scratch: Scratch the card virtually. You'll uncover hidden symbols or numbers, just like on a physical card. The goal is to match specific symbols or hit combinations for wins.
  4. See the results: Once the card is revealed, you'll know immediately if you've won. Some scratch cards offer exciting features like bonus rounds or multipliers to boost your chances.
  5. Claim the wins: If you win, the prize is automatically added to your account balance.

See how playing a scratch game looks like in the video given below:

How Do Scratch Cards Work?

Scratch card illustration

Online scratch cards work by RNG (Random Number Generator) which generates a result instantly when you scratch. The outcomes are based on the game's payout structure and odds, which dictate the scratch results.

Each scratch card has predefined odds structured into it. The RNG simply works within these parameters to make sure that the correct number of winning and losing outcomes happen over the long term.

ℹ️ Scratch cards generally do not have as high RTP's as the slots with highest RTP.

The physical versions of scratch games you've probably seen in stores work in the same way as online scratch cards do. The difference is that instead of physically scratching a card, you'll click or swipe to reveal hidden symbols or numbers.

While the basics remain the same, there are details that shape the gameplay. Game variations, payout rates, and odds all play a role in how scratch card games work.

Different Scratch Game Variations

Three types of scratch cards

Online scratch cards come in many different themes and formats. You'll find everything from classic styles that mimic the physical scratch cards to themed games based on popular movies, TV shows, or the best online slots. Some games feature multiple scratch panels, while others have just one.

Scratch Card Odds

Some online scratch cards have better odds than others, with a higher number of small wins, while others focus on larger prizes but with fewer overall winners. The Return to Player (RTP) percentage gives you a sense of the game's fairness:

Scratch card odds differ from other games because they're calculated based on a fixed number of cards, showing how many win and the payouts for each.

For example, in Hacksaw Gaming's Scratch Gold with 10 million tickets, about 3.6 million of those tickets win something, roughly 1 in 3. However, only 1.6 million of these wins cover the card's £3 purchase price.

Here's a breakdown of the odds:

The odds reflect the chance of winning as well as the game's payout structure.

Number of Win Combinations Per Scratch Card

The number of potential winning combinations varies between scratch games. Some cards offer multiple ways to win on a single card, while others stick to one or two winning possibilities. You may need to:

Payouts

The size of payouts in online scratch card games can range from small wins to mega jackpots. Each game shows the payouts in its menu or info panel, these can vary based on:

For example, a card costing £1 might offer a top prize of £10,000, while a £5 card could have jackpots exceeding £100,000. Always check the game rules and prize tables to understand what's at stake.

ℹ️ You can find high paying scratch card games on the best paying online casinos. These sites often show you the RTP of each scratch directly in the game lobby.

How To Win on Scratch Cards - Expert Tips

To win on scratch cards, you need to manage your bankroll smartly, choose scratch games with high RTP, and take advantage of casino bonuses.

Keep in mind that scratch cards are pure chance, meaning there is no strategy to guarantee a win. While you can't control the outcome, smart decisions like the ones mentioned above improve your chances.

You can't control the outcome, but you can control how you play.
Lauri Hannelin, Casino Expert at Bojoko

Our casino experts recommend you to play by the tips given below:

Manage Your Bankroll

One of the best ways to improve your chances and play longer is good bankroll management. Set a budget for your scratch card play and stick to it. Avoid chasing losses, and only spend what you're comfortable losing.

Choose High RTP Scratch Cards

Each scratch card game has a Return to Player (RTP) percentage, which tells you how much of the money wagered is returned to players over the long run. Games with a higher RTP will statistically pay back more over time. Look for scratch cards with an RTP of 90% or higher.

Take Advantage of Bonuses

Most online casinos offer bonuses that you can use for scratch card games. Taking advantage of a deposit bonus or playing at cashback online casino can give you more value and chances to play and win.

Play Responsibly

It's easy to get caught up in the moment when playing scratch cards. Always approach gambling rationally, don't increase your stakes in frustration or make emotional decisions. Stick to your plan and budget to avoid losing more than you can afford.

Many online casinos offer responsible gambling tools like deposit limits, loss limits, and self-exclusion options. Take advantage of these features to play responsibly and prevent overspending.

If you feel that gambling is becoming more than just a casual activity, don't hesitate to seek support.

About the Author

Lauri Hannelin

Article by:

Lauri Hannelin

Lauri, a passionate casino enthusiast, embarked on his journey in the gambling industry in 2019. His career has spanned various facets of the iGaming world, from technical and commercial roles to innovative positions in online casino and sports betting companies. This diverse experience has not only deepened his understanding of the industry but also shaped him into an all-around expert in online casinos.

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