When gambling online with real money, it would be smart to sign up to casino operators that have good payout rates.
Picking the right best payout online casino UK gives you better chances of higher returns.
Choose the best payout online casinos
All of the casino operators below have some of the highest payout rates in the UK. Not only does that make them some of the best payout online casinos, but they also have games with a high payout rate too. Use the filters to narrow down your search.
Why look for the best payout casinos on Bojoko?
There are benefits to signing up to the best payout casinos as recommended on Bojoko, namely:
We have vetted them for safety and security
Checked that they are licensed in the UK
Games hosted are supplied by leading game providers
Have a generous welcome offer & other promotions
What is the Return to Player (RTP)?
Also known as the payout percentage, the RTP is calculated by the total amount of bets wagered by players against what the casino pays back in winnings.
The RTP cannot be applied to a single player. Instead, it is compared to all players. Some players will get away with nothing, while others could possibly hit a jackpot.
When we talk about the RTP or payout percentage, we are actually talking about two different things:
The payout rate of a single casino
The payout rate in a specific game
Below, we'll look at these more closely.
Casino payout rate
A great payout casino in the UK is one that is consistently and continually paying high payouts in the games offered.
Casino payout rate = All player winnings ÷ all player losses.
This should not be confused with the game RTP. The game RTP is calculated by the total amount of winnings returned to players divided by the total amount of bets placed by players. That percentage is only applicable to that specific game.
On the other hand, the casino payout rate factors in all games and payouts.
How is the RTP data verified?
Data and statistics are verified by independent third parties who run rigorous tests on a regular basis.
Calculating the payout percentages of casino games is relatively straightforward. However, for casino brands, it is slightly more challenging.
To calculate the RTP of a casino, test houses calculate how many stakes were placed by the players across the total amount of wagers against the total payouts.
The higher the payout percentage is, the more the casino is paying back to players.
Independent test houses who are in charge of statistics and data include:
Highest payout online casino games
Besides signing up to a high payout UK casino, you should also look into playing games with a high payout rate.
This overview should give you a solid idea of what to look out for when searching for the highest payout casino games. Game variants can affect the rates considerably. Before you sit down at the table, know what you're playing.
Here are some casino games with the highest average payout rate:
Blackjack – 99% average
Blackjack is easily one of the best casino games with the highest payout rate out there. If you have a strategy in place and make the right decision, you lower the house edge slightly.
Although blackjack is available in different variations, the RTP barely changes across the board. The RTP rate does not take side bets into consideration. Side bets, e.g. insurance and 21 + 3 lower the payout rate considerably.
Baccarat – 98.9% average
Baccarat also shares a high payout rate amongst card and table games. The game does not have many variants and with very few options available, there is very little difference from standard gameplay.
Craps – 98% average
Craps is also another popular game available in RNG or live dealer modes. The pass line has better odds than other options, which might explain why the average payout is quite high.
Casino games with a lower payout rate
The games with the lowest RTP include online slot games (depending on game supplier), Keno (86%) and online scratch cards (80%).
The following are some of the games that have low payout rates and that you should tread with care. If you are aiming to have fun and not expecting much in return, these would do:
Online slots - 96% average
Slot games have come a long way since launching online. The payout rate has gone up considerably over recent years, due to the industry's competitive streak.
With advances in technology, more slot games introduced in-game features, such as free spin bonuses rounds, wilds and multipliers. This can result in varying payout rates, which is why it is recommended that you research slot games before sitting down to play.
Although many game suppliers hide the payout rate for their games, there are many more who openly supply it. Watch out for lesser-known game suppliers who might have lower RTP rates. On Bojoko, all online slot reviews list key facts and figures of the game, including the RTP. On Bojoko, all online slot reviews list key facts and figures of the game, including the RTP.
Land-based slot games, on the other hand, have a depleted lower payout rate. This could be down to overhead costs and other expenses incurred in running a fully-fledged casino. The RTP of games at land-based casinos is not openly available.
Poker - 96% average
There are different types of online poker games out there all offering varying payout rates. Some such as Jacks or Better can have a high payout rate of 99%. However, you need to factor in your skills as well as the game variant you are playing.
Don't head into the game thinking you'll win your money back if you don't know how to play it and don't understand the rules.
Roulette – 97% average
Touted as one of the best casino games in the world following blackjack, roulette is yet another game with a high RTP. Roulette is available in different variants. Choose your version carefully. In American roulette, the house edge is twice as high as that of the European variant.
Casino promotions with a high payout rate
Payout rates are the key sales points for casino operators since they rely heavily on free spins and other casino bonuses.
This is the info you need to calculate the value of your casino bonus:
Wagering requirements. Check if they apply only to the bonus or also to the deposit sum
RTP. The highest paying game that contributes 100% towards completing the wagering
In most cases, casinos will not attempt to reduce the value of their promotions and offers, since their payout rate depends on it.
Pay attention to terms and conditions. Within the fine print, you will be able to learn more about any wagering requirements, caps on winnings and game exclusions that may apply. These are all vital details that can either encourage or put you off a casino or bonus.
The house edge and payout rates
The house edge also plays a big hand when it comes to payout rates. The house edge is a percentage that consists of all the money coming in from casino players over how much the casino generates profits.
You can learn more in detail about how the house edge affects your overall gameplay and bankroll on our Casino Games page.
Online casinos are ultimately businesses and they have to generate profits as well as pay their staff, manage their systems and payout winnings.
The higher the house edge percentage it is, the more the casino is likely to keep for itself.
Best payout online casinos UK with no withdrawal fees
Make sure that the best payout casino of your choice does not charge you any withdrawal fees.
Though still slightly common across the board, some casinos have entirely waived them, which would mean that it could spare you a couple of pounds in excess charges.
Here are some key notes when it comes to withdrawal fees:
Withdrawal fees can vary from one payment method to another
Casinos might omit the right to a bonus for Neteller and Skrill deposits
Check for such information on the casino's payment methods page
Read the bonus terms and conditions for exceptions
How to maximise your casino payouts
Choosing the next best payout online casino UK should not be that difficult. Simply follow the below steps to have the best possible experience.
Read Bojoko reviews: we are independent reviewers and so are the many readers who leave their comments on the casino reviews pages.
Play table games over slot games: Games such as Live Blackjack give you a better chance of winning if you have a good strategy in place.
Payout percentages: Most game suppliers openly reveal the payout percentages of their games.
Best payout casinos and responsible gaming
Even the best casino you can find is still a casino. It is a business that makes money from its players.
Gambling is always risky and you can never find a casino that gives players the edge. Statistically speaking, the player will eventually lose no matter how good the casino is.
Always stay in control of you gambling. Play responsibly and don't try to fix financial problems with gambling.
Check out the Bojoko list above of the top payout casinos. The RTP rates of the games are determined by the game manufacturers and not the casino sites themselves.
The casino payout percentage rate is made up of the percentage of bets paid back to players as winnings or rewards.
The payout rate is mostly calculated on the selection of high RTP games that the casino has available, along with the casino bonuses and low wagering requirements that they have on offer. This can be further combined with cashback as well as loyalty schemes giving players a good chance of winning some money back.
Usually, live dealer games such as Blackjack and Baccarat have the best payout rate, provided you have a good strategy in place and ample skill at the games in question.
Gail has worked in the iGaming industry for more than 7 years, specialising in both Content and SEO. She has reviewed countless casinos, slots and written game guides.
Gail has a Masters degree in English, a Bachelor's degree in Communications and Sociology and Diplomas in Advanced Psychology and Marketing.
Her guilty pleasure is Live Blackjack and playing old-school slot games.