Top Acca Insurance Offers for UK Players

By Antti Häyhä. Updated:

Find valid acca insurance promotions. Our betting experts have reviewed and ranked accumulator insurance offers in the UK on this page.

We have carefully evaluated the different features of these offers so you can use our findings to select a promotion that works for your betting strategy.

List of Acca Insurance Bookies - November 2024

See our list of bookmakers with accumulator insurance. These bookmakers are known for offering several promotions for British punters and are tested by us to be completely safe betting destinations.

Acca insurance bookies are listed below:

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Best Acca Insurance Ranked

The best acca insurance can be claimed with the lowest possible odds and a reasonable number of selections. Many bookmakers in the UK offer accumulator insurances, so we ranked the options and combined them into a top five.

The best acca insurances are listed below:

  1. Betway - Matched free bet if your acca loses
  2. Ladbrokes - Football insurance for 5+ selections
  3. BoyleSports - Insurance without sports restrictions
  4. Betfred - Acca insurance refunded as cash
  5. Kwiff - NFL and football acca insurance for 4-legs

1. Betway

Betway circle logo

The best acca insurance is a matched free bet up to £30 from Betway. 

Betway's acca insurance doesn't require that there's only one failing selection; instead, it rewards your stake no matter what. That's what makes it the best available insurance.

It can be claimed with only three selections, so the chances are that your acca is successful and there's no need for a refund. The promotion is valid for seven days after opening your account.

Betway offers one of the most extensive betting market selections with extremely competitive odds. Read more about this outstanding bookie from our Betway sportsbook review.

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Sign Up Bonus
Up to £30 back as free bets + 100 free spins
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Insurance Odds
2/1 (3.0)
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Insurance Sports
Football, Horse Racing, Tennis, Cricket, Basketball
✍️
Bojoko Rating
4.6/5

2. Ladbrokes

Ladbrokes circle logo

Ladbrokes has the best football accumulator insurance.

Your football acca is insured if it has at least five legs. Each selection must be placed with odds of at least 1/10 (1.1), which can be considered incredibly low. Note that the overall odds of the slip must still reach 3/1 (4.0).

If one of your selections loses, you'll receive your stake back as a free bet. There are some restrictions regarding which football markets are eligible for the offer, so check the bonus terms carefully.

Acca insurance is only one out of many Ladbrokes' promotions. Our full review of Ladbrokes sportsbook covers all of the important aspects of the bookie, including the amazing welcome offer.

Play at Ladbrokes »

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Sign Up Bonus
£20 free bet
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Insurance Odds
3/1 (4.0)
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Insurance Sports
Football
✍️
Bojoko Rating
4.8/5

3. BoyleSports

BoyleSports circle logo

BoyleSports' accumulator insurance can be claimed by placing bets on multiple sports. The selection is far greater than what's offered by others, making the insurance accessible to a large number of punters.

Each selection is required to have minimum odds of 1/5 (1.2), and the insurance steps in if your slip has at least five selections. Make sure to choose 'Acca Insure' by clicking 'Apply Acca Rewards' to activate the offer.

The insurance is available to all players, but if you don't yet have an account at BoyleSports, you can also claim a bet 10 get 30 offer. Find out more from our review of BoyleSports bookmaker.

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£20 free bet + £10 casino bonus
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Insurance Odds
3/2 (2.5)
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Insurance Sports
30+
✍️
Bojoko Rating
4.2/5

4. Betfred

Betfred circle logo

Betfred offers unique accumulator insurance by being the only bookmaker that refunds you with cash instead of a free bet. This means that you can withdraw the funds straight away if you wish to.

The minimum number of selections is five, and you will be refunded if one of your selections loses. To be eligible for the insurance, each selection must have odds of 1/2 (1.5).

Acca insurance is only one of Betfred's almost endless list of promotions. Read more about the bookmaker from our Betfred sportsbook review and see why it's close to having a five-star rating.

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Insurance Odds
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Insurance Sports
Football
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Bojoko Rating
4.6/5

5. Kwiff

Kwiff circle logo

Kwiff has two different insurances, one for football that is actually played with feet and one for American football. Both are valid if your bet slip has at least four selections.

Football selections must have odds of 1/2 (1.5), and the limit for American football is 3/4 (1.75). To be eligible for the insurance, the qualifying bets need to be placed during a certain time period, and this information is in both promotions' terms.

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Best Acca Insurance - Summary

British bookmakers have acca insurance offers for many preferences. We hand-picked the ones that are versatile and offer the best value for punters.

The best acca insurances are listed in the table below:

Acca Insurance Bookie Sign Up Offer Selections Max. Refund
Betway Up to £30 back as free bets + 100 free spins 3+ £30
Ladbrokes £20 free bet  5+ £10
BoyleSports £20 free bet + £10 casino bonus  5+ £20
Betfred £50 free bet  5+ £10
Kwiff £30 free bet  4+ £20

How We Rate Acca Insurance Bookmakers

A checkmark and the text 'Rating factors'

We rate acca insurance bookmakers by reviewing the minimum selection requirements, checking for sports restrictions, and comparing the minimum odds. This method helps us rank bookies with acca insurance offers efficiently and accurately to our readers.

Our goal is to provide punters with helpful insights to enhance their betting success
Teemu Mattila, Betting Expert at Bojoko

We have extensive experience in producing gambling-related information and constructing completely honest bookmaker reviews. The reviews are done by following certain guidelines, and you can find the full methodology behind our betting site reviews UK on our dedicated page.

What Is Acca Insurance?

Acca insurance is a betting promotion in which the bookmaker refunds your stake if your accumulator misses by one leg. It is mostly offered to accumulator bets with a minimum of 3-5 selections. It's designed to offer protection for well-performing accumulators that just miss the mark.

Bookmakers have different requirements for their acca insurance promotions. Always check the number of selections the acca needs to have to be insured and the minimum total odds for the accumulator. The stake will be refunded either as cash or as a free bet.

💡How Does Accumulator Insurance Work

  • Selections: Pick enough outcomes to meet the terms of the insurance offer.
  • Odds: Check that the odds for the bet are on par with the requirements.
  • Stake: Set the stake for your slip and place the bet.
  • Results: If only one outcome fails, your insurance steps in.
  • Refund: The bookmaker refunds the stake that you would have otherwise lost.

Acca Insurance Betting Markets

The selection of betting markets isn't as wide with accumulator insurances as it is with other betting bonuses. Football and horse racing are the most common sports for acca insurance offers, but there are offers with other sports as well.

Football Accumulator Insurance

A football styled betting image

You can trust that the accumulator insurance you encounter is valid for football bets. Some acca insurance offers are even restricted only to football, so football fans have the best options to choose from. 

Football is the most popular sport to bet on and watch in the UK, making it reasonable to include it in betting promotions. Our betting experts have examined and listed football gambling sites with football-related bonuses and great features.

Horse Racing Accumulator Insurance

An image with horse racing symbols

Horse racing is a sport that many of us like to place accumulator bets on. The events have several race starts, so you can pick your selections and watch how your bet is evolving start after start. The insurance kicks in when you once again find yourself in a situation where only one of your selections fails.

There are many bookmakers in the UK that place a high emphasis on horse racing, and punters enjoy the action-packed racing events. Explore our list of betting sites for horse racing to see which ones offer racing enthusiasts the best experience.

Darts Accumulator Insurance

A betting-themed darts board

Darts accas can seem like a sure thing from the get-go, but even your best picks may fall short if things don't go your way. That's when acca insurance comes in handy and can reimburse some of the disappointment.

Darts betting should always be done with the best possible odds and comprehensive pre-match and in-play markets. Even though darts can be found in the majority of bookies, the quality of these operators varies a lot. Have a look at our page that highlights the best darts betting sites.

How To Choose Acca Insurance Offers?

You should choose an acca insurance offer by assessing which aspects are important to your betting strategy. If you like to place accumulators for higher odds with fewer legs, you may be interested in insurance that doesn't require many selections.

These are the most important factors to consider when selecting an acca insurance offer.

Minimum Odds

Acca offers have minimum odds requirements either for each selection or for the whole bet slip. Understanding the limits is important so that your bet meets the terms of the insurance.

Always aim to find an offer with the lowest possible minimum odds requirement. By doing this, you can build an accumulator with lower risk. Complement the slip with picks that have higher odds to increase the overall odds.

Number of Selections

Acca insurances require that your bet has a certain number of selections. Betway refunds your first stake when it has at least three selections, which can be considered an extremely fair deal.

Fewer legs make the accumulator more likely to be successful. The difference of just one selection can have a huge impact, and you should always keep your head cool when constructing an acca.

Refund Value

The value of your refund can vary significantly between offers. The most common limit is £10, but there are also some insurances that refund you up to £20 or £30.

It's equally important to check the minimum stake requirement for the acca insurance, especially if you don't want to risk much money. Just remember that the minimum stake for acca insurance may be less than the minimum deposit limit.

Available Sports

Football is a sure find on accumulator insurance promotions, and many of the offers are only available for football bets.

A handful of promotions allow you to bet on several other sports as well. The list may include just a couple of options or a more comprehensive selection.

Expiration

Some insurances pay your stake back as cash, but more often you are refunded with a free bet. In these cases, it's important to check how long the free bet is valid.

You should expect that the bet is valid for at least 7 days, but that's not always guaranteed. When your stake is refunded as cash, you don't have to worry about expiration dates at all!

 

Alternative Acca Offers

Accumulators are a popular betting type as they allow you to enjoy multiple events with a fairly low risk. The bookies acknowledge this by offering a comprehensive selection of acca promotions for all preferences. On top of acca insurance, you can take advantage of accumulator bonuses, enhanced odds, Bet Builders, or loyalty clubs.

Our betting experts have gathered the key points about these offers below.

Acca Bonus

Bonus percentages and an upwards arrow

Acca bonuses are offered by multiple sportsbooks. For example, Yeti Sportsbook offers an acca boost of up to 50% for your accumulator bets. This is the most common acca bonus type, and you can find boosts on a weekly basis from several bookmakers.

You will have to know where to look for an acca bonus because bookies usually don't promote them as welcome offers. Find valid acca bonuses and thorough information on how to place a bonus accumulator on our dedicated page.


Enhanced Odds

Different betting odds and a betting device

Enhanced odds allow you to place a bet with a better payout without increasing the stake. Bookmakers may offer them as ongoing promotions or welcome offers. LeoVegas sportsbook boosts your first bet by a whopping 100%.

Bookmakers tend to use enhanced odds to attract attention to certain events or popular matches. That's why it's worth the effort to check a couple of bookies before placing bets on a major sporting event to get the best possible payout.


Bet Builder Acca Offers

Percentage symbol and the text 'Bet Builder'

Bet Builder is a bet type where you build an accumulator for the outcomes of just one match. By doing so, you can increase the potential payout for your bet quite significantly and enjoy various aspects of a certain game.

Several betting sites with bet builder offer a selection of pre-made Bet Builder bets where you can choose a slip that looks good for you. This may open exciting betting opportunities that you wouldn't otherwise think of. 


Acca Loyalty Clubs

Betting-styled image with currencies

Bookmakers are always happy to reward loyal customers with interesting promotions. Loyalty clubs are commonly offered by bookmakers to give you something extra, and many bookmakers have named them free bet clubs.

To join a free bet club, you need to place a certain number of bets or reach a specific stake amount each week. For example, Hollywoodbets sportsbook offers you a weekly £10 free bet if you have made at least ten bets that have a combined stake of £100 or more.


Pros and Cons of Acca Insurance Bookies

Acca insurance bookmakers are attractive destinations for bettors who like to place accumulator bets. The insurance provides some protection, but there are also several other aspects that need to be considered.

Here are the pros and cons of acca insurance bookies.

Pros:

Acca insurance doesn't cost anything if you were going to place an acca anyway.

Some insurances pay the refund in cash.

It reduces the frustration of missing just one leg.

Cons:

Adding more legs always increases the risk.

The insurance is provided only if just one selection fails.

Odds requirement can make it difficult to select winning outcomes.

FAQ

Acca insurance means that the stake of your accumulator bet will be refunded as a free bet or cash if the bet misses by only one selection.

To claim acca insurance, follow these steps:

  1. Find a bookmaker with an acca insurance offer
  2. Check the terms to see the requirements for selections and odds
  3. Place your accumulator bet that meets the terms of the offer
  4. If one of your selections fails, the bookmaker will refund you with a free bet or cash

A 5-plus acca insurance means that your accumulator bet is insured if it has at least five selections. Many bookmakers that offer acca insurance have set the limit for minimum selections to five.

Bookmakers offer accumulator insurance to attract punters who like to place accumulator bets. The insurance provides a safety net for bets that fail by only one selection.

You can get accumulator insurance from many UK bookmakers, including Betway, Ladbrokes, and BoyleSports.

About the Author

Antti Häyhä

Article by:

Antti Häyhä

Antti has expertise in several areas of gambling. His knowledge of communication and marketing makes him well-suited to generating relevant content for readers. He identifies himself as a fact seeker, so you can be sure that all of the important information is at your disposal.

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